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Terms of Service

Clear terms for how we work and communicate.

By using Rivera & Fitch Insurance’s services, you agree to the following terms.

Communications

We do not sell or share mobile numbers, SMS consent, or message data with third parties or affiliates for their marketing or promotional purposes. We may share this information only with service providers (e.g., carriers, messaging platforms) to operate our SMS program. Message frequency may vary. Message & data rates may apply. Reply STOP to opt out; HELP for help.

Use of Services

Our services are intended for business and personal insurance inquiries, policy servicing, and related communication.

No Guarantee of Coverage

Communication via SMS or other channels does not bind coverage or alter any insurance policy. All coverage decisions are subject to underwriting and policy terms.

Limitation of Liability

Rivera & Fitch Insurance is not liable for any delays or failures in message delivery.

Changes to Terms

We may update these terms at any time. Continued use of our services constitutes acceptance of those changes.

Contact Us

If you have any questions about this policy, please contact us at:

business@riverafitch.com580-647-1445

© 2026 Rivera & Fitch Insurance · A Hometown Insurance office

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