About Rivera & Fitch Insurance
We believe insurance should create confidence, not confusion.
Too much of this industry is built on speed, shortcuts, and surface-level advice.
Policies are sold. Risks are ignored. Clients are left in the dark.
We chose a different path.
Three Core Beliefs
These are the pillars that guide everything we do.
Radical Clarity
Make better decisions through our education first approach.
• We don't hide behind complex terms.
• We don't hoard information.
• We don't keep clients dependent on us.
We explain what matters and break down complex topics, so our clients can make informed decisions about their businesses.
An educated client is a stronger client.
Deep Specialization
Get advice from someone who understands your industry's real risks.
• We don’t try to insure everyone.
• We choose specific industries and learn them deeply.
• We know their risks, workflows, regulations, and challenges.
Specialization allows us to go deeper and provide better advice on ensuring a lasting future for your business.
Depth beats breadth. Every time.
Risk Before Rate
Build coverage that actually works when you need it.
• We start with risk.
• We design protection.
• We build resilience.
We design coverage around real-world risk so our clients are protected when it matters most.
Saving money today means nothing if a claim fails tomorrow.
Our Commitment
What you can expect when you work with us.
• We build long-term relationships.
• We prioritize understanding over urgency.
• We optimize for trust over transactions.
We exist to help business owners make smarter decisions, long before something goes wrong.
That's our standard.